To apply for a HELB (Higher Education Loans Board) subsequent loan using USSD, follow these steps:
Dial the USSD code: Dial the HELB USSD code, which is *642# on your mobile phone.
Select the subsequent loan application option:
- Follow the prompts to navigate to the loan application menu.
 - Choose the option for subsequent loan application.
 
Provide required information:
- Enter your National ID number.
 - Confirm your details as prompted.
 
Submit your application:
- After confirming your details, submit the application.
 - You may receive a confirmation message indicating that your application has been received.
 
Wait for feedback:
- HELB will review your application and provide feedback via SMS or through the HELB portal.