To apply for a HELB (Higher Education Loans Board) subsequent loan using USSD, follow these steps:
- Dial the USSD code: Dial the HELB USSD code, which is - *642#on your mobile phone.
 
- Select the subsequent loan application option: - Follow the prompts to navigate to the loan application menu.
- Choose the option for subsequent loan application.
 
- Provide required information: - Enter your National ID number.
- Confirm your details as prompted.
 
- Submit your application: - After confirming your details, submit the application.
- You may receive a confirmation message indicating that your application has been received.
 
- Wait for feedback: - HELB will review your application and provide feedback via SMS or through the HELB portal.