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The Higher Education Loans Board (HELB) in Kenya offers the Higher Education Loans (HELB) for students pursuing higher education. Here's a brief guide to the process:

  1. Eligibility: You must be a Kenyan citizen admitted or registered in a recognized institution for a higher education program. You should also meet the minimum academic qualifications set by HELB.

  2. Application Process:

    • Registration: Create an account on the HELB portal (https://portal.helb.co.ke/auth/register).
    • Application: Log in to your account, fill out the application form, and submit it online during the application period.
    • Document Submission: Upload required documents such as your national ID, admission letter, and financial documents.
    • Confirmation: After submission, you'll receive an acknowledgement and may be required to visit a HELB office for verification.
  3. Loan Disbursement: Once approved, the loan is disbursed either directly to your institution or to your bank account, depending on the arrangement.

  4. Repayment: Repayment typically starts one year after graduation or upon completion of studies. The loan attracts interest, and penalties apply for late payments.

  5. Additional Information: Stay updated with HELB announcements and deadlines, as they vary each year.

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